NY State of Health makes it easy for individual consumers, families, and small businesses and their employees to apply for affordable health coverage. Coverage options include:
Qualified Health Plans (QHPs)
Licensed, commercial health plans that have been approved by The Marketplace to provide comprehensive coverage, follow limits on out-of-pocket expenses (such as deductibles, co-payments, and out-of-pocket maximums) and meet other requirements.
Advance Premium Tax Credits
Lowers the cost of monthly health insurance premiums.
Cost Sharing Reductions
Reduces out of pocket costs such as co-payments, deductibles, and co-insurance.
Medicaid and Child Health Plus
Public insurance programs that make insurance more affordable low-income individuals and families and low-to-middle income children.
Small Business Marketplace
Can compare basic information on plans, premiums, co-pays, deductibles, and coverage information for small businesses and their employees.